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The most significant factor affecting your monthly mortgage payment is the interest rate. Apply Easily Get Pre Approved In 24hrs. Mortgage Calculator Calculate You Montly Payments On Your Mortgage How Much Interest Will You P Mortgage Payment Calculator Mortgage Tips Mortgage Calculator Get Matched with Our Featured Home Loan Lenders. . Low Rates Give A Much Needed Mortgage Stimulus For Homeowners Looking To Refinance. Purchase a Home While Rates Are Low. Most financial advisors agree that people should spend no more than 28 percent of their gross income on housing ie your mortgage payment and no more than 36 percent of their gross. Calculate Monthly Mortgage By Completing Lender Application See How Much You Can Afford. Ad Stop Searching Start Saving On That Monthly Mortgage Payment. A 30-year term is 360 payments 30 years x 12 months 360 payments. Most home loans require a down payment of at least 3. Ad Lock Your Mortgage Ra...